YNAB

About YNAB

YNAB is a budgeting app built around assigning the money you currently have to spending categories. Give available funds jobs such as rent, groceries and an upcoming annual bill, then record spending against the relevant category. If a plan changes, move available money between categories so the budget reflects what you intend to do next. A household can test the workflow with one pay period and a few expenses before setting up a detailed list. YNAB fits people who want regular budget decisions and are prepared to review transactions. It requires ongoing participation, especially when income or expenses vary. Check account connectivity where you live, the subscription cost and how a partner would use the budget before deciding whether the method is worth adopting.