
Actual Budget
Personal finance
Local-first envelope budgeting with optional sync
Track cards, cash and budgets with visual spending reports
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Full sizeToshl Finance combines expense tracking, account views and budgets. Record a few cash expenses and compare the manual entry workflow with any supported connection for your cards or bank accounts. Its flow and monthly views can make it easier to see where spending moved over time. A useful test includes a transfer, a refund and a purchase in another currency if those are common for you. Check which connections and reporting features are available on the plan you need. Verify the export format before treating it as the only copy of a long transaction history.
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